The down escalator is faster than the up escalator. That’s the saying of a friend of mine. The first time I heard him say it, I was caught off guard. “What was that? The down escalator?” He was referring to the ability we have to accumulate debt versus our ability to accumulate savings. Compare your…
Category: fred
Coffee thoughts
For me, this is the best way of starting the morning. Well, after shaving and showering of course, but then a hot tasty cup of good coffee. I use to be a Tim Horton’s drinker. I hope you’ll forgive me. What I did figure out was that they use 18% cream and yes I like…
A lovely acknowledgment
When Wendy and I got married in 1979 a few people seemed concerned. I never quite understood, but they did. One of my friends felt so strongly refused to come to our wedding noting in his advanced wisdom that I was making the biggest mistake of my life. Yes, that pretty much ended that friendship….
Hybrid Thoughts 