I have a memory – a strong one. I am at the cottage – Jim and I with our almost white blonde hair grabbing our “water shoes”… old running shoes to wear in the water so we don’t get “blood suckers” between our toes. We jump in the water and walk along the shore of…
That’s a big cut!
April 15, 2026 is our date – the date our current mortgage ends. So I’ve been very interested in what the interest rate will be at that point. Now be clear that’s still a long way from today as markets and interest rates go. But I’m hopeful!! But today they cut the prime by a…
A letter to Turkey
It’s time for FOG again – that is Focus on God at the church. I’ve been asked to lead another Bible study which I am happy to do, but I have decided to take a different approach this time. Last year I took the traditional approach – read through the text, I would give some…
Hybrid Thoughts 