They’re richer than you think

I heard a funny line today on a podcast I was listening to. “The Banks, there richer than you think.” Yes indeed they are – a strong and solid banking system is crucial to our economic system. We would likely all agree to that. However, we do wonder when we see profits that simply continue…

Changing times

Okay, this is a confession of just how old I am, but do you remember when the iconic ATM first showed up? Because I do. I remember the fanfare, the “oh wow” that accompanied approaching these things for the first time, and the realization that this was one of the implications of a connected economy,…

Who holds the debt?

We found a lovely shop with coffee, chocolate, lots of different jams, syrups and homemade items.  I bought a lovely new coffee and when I went to pay, I pulled out my CIBC Visa.  The store clerk commented that that was her bank. “I decided that I would open a US money account – I…