Today, we celebrate Philip, our second child, who was born on the morning of February 27 when we were living in Listowel, Ontario. Both of our children were born in this little town of 5000 people. He’s a skilled individual, a wonderful father, husband and son. He has a wonderful impact on our lives and…
The UP escalator
The down escalator is faster than the up escalator. That’s the saying of a friend of mine. The first time I heard him say it, I was caught off guard. “What was that? The down escalator?” He was referring to the ability we have to accumulate debt versus our ability to accumulate savings. Compare your…
News from The Villa
How do you decide what colour to paint a wall? When we were buying our lovely home, Philip asked us to pick one colour—our base colour—and he would paint all the walls the same. We landed on Repose Grey, a rather lovely shade, which we have used as our base for matching other things. But…
Hybrid Thoughts 