The UP escalator

The down escalator is faster than the up escalator.  That’s the saying of a friend of mine.  The first time I heard him say it, I was caught off guard.  “What was that?  The down escalator?”  He was referring to the ability we have to accumulate debt versus our ability to accumulate savings. Compare your…

Getting ready for ?

When we adopted JR, there was no internet, no YouTube. I wish there had been. I was really busy travelling in those days and was out of the house a great deal. So poor JR did not get much training and of course the truth of the matter is I didn’t get much training to…

News from The Villa

It’s been a cold week! Minus 30 overnight, lots of snow, and my goodness, suddenly, we have lots of snow on the ground. I haven’t done an update on our neighbourhood for a while, and so I thought I should acknowledge that we’ve lost Bud and Sylvia recently. As I was thinking about this year’s…