Who holds the debt?

We found a lovely shop with coffee, chocolate, lots of different jams, syrups and homemade items.  I bought a lovely new coffee and when I went to pay, I pulled out my CIBC Visa.  The store clerk commented that that was her bank. “I decided that I would open a US money account – I…

Something is bugging us

Travel Day two…into Winnipeg then the USA.  We’re taking the southern route.  We’ve never been this way before. Yesterday’s observation: there are alot less bugs living in Saskatchewan today than yesterday.

Cross-border Shopping

Growing up in Ontario we grew use to the idea of being able to hop over the border and into the USA for some “cross border shopping”.  The advantages?  Well right now the CD is worth a bit more, or at least equal to the USD.  Also, for reasons related to population density the selection…